Ikhadi lebhanki lahlulwe laba yikhadi lomgca wemagnethi kunye nekhadi le-Smart IC elibandakanya ikhadi le-chip ye-IC kunye nekhadi le-rfid kwakhona sibiza ikhadi le-ic elingenalo contact.

Ikhadi lebhanki le-Smart IC libhekisa kwikhadi eline-ic chip njengendawo yokuthengiselana. Ikhadi le-chip ye-Smart IC aligcini nje ngokuxhasa izicelo ezininzi zemali, ezifana ne-debit kunye nekhredithi, i-e-cash, i-e-wallet, intlawulo engaxhunyiwe kwi-intanethi, intlawulo ekhawulezayo, kodwa ingasetyenziselwa kumashishini amaninzi njengezemali, ukuthutha, unxibelelwano, urhwebo, imfundo. , unyango, ukhuseleko loluntu kunye nokhenketho kunye nokuzonwabisa, ukuze uqonde ngokwenene imisebenzi emininzi yekhadi elinye kunye nokubonelela abathengi ngeenkonzo ezininzi ezongeziweyo zexabiso.

I-smart IC chip card inomthamo omkhulu, umgaqo wayo wokusebenza ufana ne-microcomputer, kwaye unokuba nemisebenzi emininzi ngexesha elinye. Ikhadi le-chip ye-Smart IC lahlulwe layikhadi le-chip ye-rfid ecocekileyo, ikhadi le-ic chip loqhagamshelwano olusulungekileyo kunye nomgca wemagnethi+ yoqhagamshelwano lwe-ic chip ikhadi elihlanganisiweyo kunye nojongano olumbini (zombini zoqhagamshelwano kunye nokungaqhagamshelwanga) ikhadi elihlakaniphile.

Okwangoku, i-MIND ibonelela ngamakhadi ebhanki e-smart ic kunye neemveliso zebhanki kwiibhanki ezininzi zalapha kumazwe akuMzantsi-mpuma we-Asia, njengephepha lerisithi yerisithi ye-ATM eshushu, ikhadi lebhanki elinekhowudi ye-PIN, incwadi yokusebenzisa ikhadi lebhanki, iphepha lokugqitha, njl.

Ingqondo inikezela ngenombolo ye-deboss yomntu / ushicilelo lwe-capital, ubhalo lobuqu lwemagnethi kubandakanya idatha ye-encoding kumzila we-1/2/3, i-chip encryption eyenzelwe umntu, imbalelwano yedatha kunye nezinye iinkonzo.