Ikarita ya banki igabanyijemo ikarita ya magnetic stripe na Smart IC card harimo ikarita ya contact IC chip na RFID card.

Ikarita ya banki ya Smart IC yerekeza ku ikarita ifite ic chip nk'uburyo bwo guhanahana amakuru. Ikarita ya Smart IC chip ntishyigikira gusa porogaramu nyinshi z'imari, nko kubikuza no kwishyura, e-cash, e-wallet, kwishyura utari kuri interineti, kwishyura byihuse, ahubwo irashobora no gukoreshwa mu nganda nyinshi nko mu by'imari, ubwikorezi, itumanaho, ubucuruzi, uburezi, ubuvuzi, ubwiteganyirize n'ubukerarugendo n'imyidagaduro, kugira ngo ikore neza imikorere myinshi y'ikarita imwe kandi ihe abakiriya serivisi nyinshi z'agaciro.

Ikarita ya chip ya IC ifite ubushobozi bunini, ikoreshwa ryayo risa n’irya mudasobwa nto, kandi ishobora kugira imirimo myinshi icyarimwe. Ikarita ya chip ya IC igabanyijemo ikarita ya chip ya RFID, ikarita ya chip ya IC ya contact na magnetic stripe + ikarita ya chip ya contact na card ya smart interface (yombi ya contact na contactless).

Muri iki gihe, MIND itanga amakarita ya banki ya smart ic n'ibindi bikoresho bya banki ku mabanki menshi yo mu bihugu byo muri Aziya y'Amajyepfo y'uburasirazuba, nk'impapuro za ATM zishyushya, ikarita ya banki irimo kode ya PIN, igitabo cy'amabwiriza yo gukoresha ikarita ya banki, impapuro z'ibanga, n'ibindi.

Mind itanga inomero/icapiro ryihariye rya deboss, inyandiko yihariye ya magnetique irimo gusimbuza amakuru kuri track 1/2/3, gusimbuza chips byihariye, kohererezanya amakuru n'izindi serivisi.