Bungwe la Boston Consulting Group posachedwapa latulutsa lipoti la kafukufuku la "Global Payment Service Market mu 2021: Kukula Kumene Kuyembekezeredwa", ponena kuti kukula kwa malipiro a makadi ku Russia m'zaka 10 zikubwerazi kudzaposa dziko lapansi, komanso kukula kwapakati pa chaka. voliyumu yamalonda ndi ndalama zolipirira zidzakhala 12% ndi 9%, motsatana. Hauser, wamkulu wa bizinesi yaukadaulo waukadaulo wa digito wa Boston Consulting Group ku Russia ndi CIS, akukhulupirira kuti Russia ipitilira chuma chachikulu padziko lonse lapansi pazowonetsa izi.

Zofufuza:

Okhala mumsika wamalipiro aku Russia amavomereza kuti msika uli ndi kuthekera kwakukulu kwakukula. Malinga ndi data ya Visa, voliyumu yosinthira makhadi aku banki yaku Russia yakhala yoyamba padziko lapansi, zolipira zam'manja zam'manja ndizotsogola, ndipo kukula kwa malipiro osalumikizana nawo kwadutsa mayiko ambiri. Pakadali pano, 53% ya anthu aku Russia amagwiritsa ntchito kulipira popanda kulumikizana pogula, 74% ya ogula akuyembekeza kuti masitolo onse atha kukhala ndi malo olipira opanda kulumikizana, ndipo 30% ya aku Russia amasiya kugula komwe kulipiritsa kulibe. Komabe, amkati mwamakampani adalankhulanso za zinthu zina zomwe zimalepheretsa. Mikhailova, mtsogoleri wamkulu wa Russian National Payment Association, amakhulupirira kuti msika watsala pang'ono kukhutitsidwa ndipo udzalowa papulatifomu pambuyo pake. Anthu ena okhalamo sakufuna kugwiritsa ntchito njira zolipirira zopanda ndalama. Iye akukhulupirira kuti chitukuko cha malipiro osagwiritsa ntchito ndalama chikugwirizana kwambiri ndi zomwe boma likuchita pofuna kukhazikitsa chuma chalamulo.

Kuphatikiza apo, msika wosatukuka wa kirediti kadi ukhoza kulepheretsa kukwaniritsidwa kwa zizindikiro zomwe zaperekedwa mu lipoti la Boston Consulting Group, ndipo kugwiritsa ntchito kulipira kwa kirediti kadi mwachindunji kumadalira momwe chuma chikuyendera. Oyang'anira mafakitale adanenanso kuti kukula kwaposachedwa kwa malipiro osagwiritsa ntchito ndalama kumatheka makamaka chifukwa cha kuyesetsa kwa msika, ndipo chitukuko chowonjezereka ndi zolimbikitsa za ndalama ndizofunikira. Komabe, khama
owongolera akuyenera kukhala ndi cholinga chokulitsa kutenga nawo gawo kwa boma pamakampani, zomwe zingalepheretse ndalama zabizinesi ndikulepheretsa chitukuko chonse.

Chotsatira chachikulu:
Markov, pulofesa wothandizira ku dipatimenti yowona zamalonda ku Plekhanov University of Economics ku Russia, adati: "Mliri watsopano wa chibayo womwe wafalikira padziko lonse lapansi mu 2020 wakakamiza mabungwe ambiri azamalonda kuti asinthe mwachangu kumalipiro osagwiritsa ntchito ndalama, makamaka kulipira makadi aku banki. .Russia nayonso yatenga nawo mbali pazimenezi. Kupita patsogolo, kuchuluka kwa malipiro ndi ndalama zolipirira zawonetsa kukula kwakukulu. " Iye anati, malinga ndi lipoti la kafukufuku lomwe linapangidwa ndi Boston Consulting Group, kukula kwa malipiro a khadi la ngongole ku Russia m’zaka 10 zikubwerazi kudzaposa dziko lonse lapansi. Markov adati: "Kumbali imodzi, poganizira za ndalama zomwe zimagwira ntchito m'mabungwe olipira ma kirediti kadi aku Russia, zonena zake ndizabwino kwambiri." Kumbali inayi, amakhulupirira kuti m'nthawi yapakati, chifukwa cha kuyambika kwakukulu komanso kwakukulu komanso kugwiritsa ntchito ntchito zolipirira, malipiro a kirediti kadi aku Russia adzawonjezeka. Mtengo ukhoza kutsika pang'ono.